The popularity of cryptocurrencies has led more and more people to focus on how to efficiently and securely convert digital assets into funds for daily consumption. As a popular tool for cashing out in the crypto space, U Card (virtual or physical prepaid card) is favored by users for its convenience and flexibility. In 2025, PokePay launched the highly anticipated PokeCard physical card, providing cryptocurrency users with a more cost-effective cash-out option. Combined with the excellent performance of its virtual card, the launch of the PokePay physical card undoubtedly brings more possibilities to crypto users. Today, U Card Master will discuss the highlights of the PokeCard physical card and its unique advantages among various U Cards.
PokeCard Physical Card Application Link: https://ucards.org/go/pokepay
PokeCard Physical Card: A Seamless Upgrade from Virtual to Physical#
Since the launch of the PokeCard virtual card on December 23, 2024, PokePay has quickly established itself in the crypto space with its low fees, simple KYC, and multi-scenario usage. The launch of the physical card has further strengthened PokePay's position. According to recent information, the first batch of PokeCard physical cards began shipping on May 6, 2025, and some users have already received their cards, with more expected to receive them in the coming days. Compared to the virtual card, the physical card expands offline consumption scenarios, supports ATM cash withdrawals and POS payments, making the "cash-out" experience for cryptocurrencies more complete.
Core Highlights of the Physical Card#
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Low Cost, High Cost-Effectiveness
The PokeCard physical card continues the low fee advantage of the virtual card. The activation fee for the virtual card is as low as $20 (even dropping to $7.2 during promotions), with no monthly or annual fees. The activation fee for the physical card is slightly higher but still maintains a transparent fee structure, with a recharge fee of only 1% and a conversion fee of just 1% for non-HKD transactions. Compared to traditional bank cards or some high-fee U Cards, PokePay's cost advantage is very clear. -
Multi-Scenario Support, Online and Offline Compatibility
The PokeCard physical card supports the global Visa network, easily handling online subscriptions to ChatGPT Plus, shopping on Amazon, or offline card swipes at supermarkets and ATM cash withdrawals. Notably, the physical card can be linked to Hong Kong Alipay (AlipayHK), supporting QR code payments in certain domestic scenarios, a flexibility not commonly found in U Cards. Whether you are a crypto investor or a cross-border e-commerce user, PokeCard can meet diverse payment needs. -
Withdrawable Funds, Strong Liquidity
Unlike many virtual cards that can only be used for consumption, the biggest highlight of PokeCard is that "funds are withdrawable." Users can withdraw cash at ATMs using the physical card or transfer unused balances back to their cryptocurrency wallets. This high liquidity design allows users to manage their funds more flexibly, avoiding the awkwardness of having funds "locked." -
Compliance and Security
PokePay holds dual financial licenses as a Money Services Business (MSB) in the U.S. and a Money Services Operator (MSO) in Hong Kong, ensuring platform compliance. PokeCard uses the Visa international payment network, supports two-factor authentication (2FA) and real-time transaction monitoring, combined with high-strength encryption technology to ensure the safety of user funds.
Comparison with Other U Cards: Why PokeCard Stands Out?#
There are many types of U Cards on the market, such as Dupay, VCard, WasabiCard, Bybit Card, LocalCard, BinPay, BiyaPay, and Chicha. Each U Card has its own positioning, but the PokeCard physical card occupies a place in the competition due to the following advantages:
- Compared to VCard: VCard is known for its low fees (about 1.35%) and convenience for domestic consumption, suitable for direct consumption linked to Alipay or WeChat. However, VCard's support for offline scenarios is weaker, and its ATM cash withdrawal and POS payment functions are not as comprehensive as those of the PokeCard physical card.
- Compared to Dupay: Dupay, as an established U Card, has a large user base but higher fees (2.2%-2.5%) and has previously experienced operational instability. PokeCard has lower rates, and the newly launched physical card offers more stability.
- Compared to WasabiCard: WasabiCard has similar functions to PokeCard but has lower brand recognition and community activity, making it suitable for discreet users. PokeCard excels in brand recognition and user feedback.
- Compared to Bybit Card: Bybit Card is suitable for overseas transactions but has limited support for domestic consumption scenarios, and the physical card requires a €5/£5 issuance fee. PokeCard's no monthly fee and low threshold design are more suitable for users who frequently make small transactions.
Overall, the PokeCard physical card finds a balance in fees, scenario coverage, and liquidity, making it particularly suitable for crypto users who need a combination of online and offline transactions and frequent small transactions.
User Experience and Considerations for the PokeCard Physical Card#
Applying for the PokeCard physical card is very simple. Users only need to visit the PokePay official website ( https://ucards.org/go/pokepay ), complete registration and KYC verification, and they can apply for a virtual card or physical card. Users who already have a virtual card can activate the physical card for free, with no additional fees. Recharge supports various cryptocurrencies, including USDT, USDC, BTC, ETH, etc., with fast fund arrival speeds and smooth withdrawal processes.
However, there are some points to note about the PokeCard physical card. For example, the current physical card does not support transfers or receiving payments, mainly used for consumption and cash withdrawals. Additionally, some users have reported on X that after the PokePay APP upgrade, some KOLs need to readjust to the new system, leading to slight inconveniences. Fortunately, PokePay provides 24/7 customer support, with timely responses to issues, and the overall user experience remains good.
Why Choose the PokeCard Physical Card?#
For crypto users, the core demands of cash-out U Cards are low cost, high efficiency, and security. The PokeCard physical card not only meets these basic needs but also brings more convenience through expanded offline scenarios and flexible fund management features. Whether for daily consumption, cross-border payments, or quickly cashing out cryptocurrency assets, PokeCard can provide a one-stop solution.
If you are a newcomer to the crypto space, PokeCard's low threshold and simple operation will allow you to get started quickly; if you are an experienced investor, PokeCard's high liquidity and multi-scenario support will help you manage your assets more efficiently. Compared to other U Cards, the cost-effectiveness and practicality of the PokeCard physical card are undoubtedly superior.
Conclusion#
The launch of the PokePay physical card marks another evolution in cash-out tools for the crypto space. With low fees, a wide range of consumption scenarios, and strong fund liquidity, the PokeCard physical card has become one of the most recommended U Cards in 2025. If you are looking for a payment tool that can seamlessly connect cryptocurrency with daily consumption, consider trying PokeCard. Visit the PokePay official website to start your efficient cash-out journey!